Access to and use of the betting services of Sports Network Fantasy Ltd. is governed by the terms and conditions set out below. If you have any questions about these terms and conditions, we would encourage you to seek independent council prior to becoming a member.

1. General Provisions

1.1. The two participants in each transaction are the user (the 'Customer') and Sports Network Fantasy Ltd. ('Sports Network Fantasy'), a company registered under IBC No. 11624 in Antigua & Barbuda, which pursuant to the licence duly granted by the competent legal authority, accepts bets from Customer.

1.2. It is a condition of membership that Customer accepts these Terms and Conditions. These Terms and Conditions are acknowledged as legal and binding by Customer, once he/she becomes a member.

1.3. Customer agrees that Sports Network Fantasy may amend these Terms and Conditions. Any such revision or change will be binding on Customer and effective immediately on posting of the revised Terms and Conditions on this website or, at Sports Network Fantasy' discretion, on notification to Customer by email. Customer agrees that he/she shall be solely responsible for checking for revisions and changes on each occasion he/she uses the betting service. Customer agrees that any use of the betting service at any time following such posting or notification shall constitute his/her agreement to such revisions or changes.

1.4. All amounts stated hereunder are in Euro (EUR). If Customer keeps his/her account in any other currency the correspondent equivalent shall be applicable.

2. Restrictions

2.1. Customer must be over 18 years of age to register and to place a bet with Sports Network Fantasy. Sports Network Fantasy reserves the right to ask for proof of age from any customer and accounts may be suspended until satisfactory proof of age is provided.

2.2. Access to and use of the betting services of Sports Network Fantasy may not be legal for residents of or persons in certain countries. Sports Network Fantasy does not intend its betting service to be used by persons present in countries where such activities are illegal. It is the sole responsibility of Customer to ascertain the terms of and comply with any local law or regulation to which he/she is subject to ensure that he/she would be acting legally in subscribing as an individual customer of Sports Network Fantasy and/or using its betting service.

3. Member Account

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3.1. Customer opens an account by completing the online membership application form, which is an integral part of this website.

3.2. Customer shall ensure that the details provided at registration (address, telephone number, email etc.) are kept up to date. Customer's account information may be amended in the 'my data' section of this website or by contacting Sports Network Fantasy Customer Support.

3.3. To verify Customer's identity, Sports Network Fantasy reserves the right to request at any time satisfactory proof of identity (copies of a valid passport / identity card and/or any payment cards used) and proof of address (recent utility bill or bank statement). Failure to supply such documentation may result in suspension of the account.

3.4. Each person is only entitled to open one (1) account. Sports Network Fantasy reserves the right to close the account of any customer who has opened multiple accounts on his/her name. Should Sports Network Fantasy have reasonable grounds to believe that multiple accounts have been opened with the intention to defraud the company, Sports Network Fantasy reserves the right to cancel any transaction related to said fraud attempt.

3.5. In respect to account holders having close family relationships, Sports Network Fantasy reserves the right to limit all accounts to one (1).

3.6. There are no set-up charges and no monthly fees for maintaining Customer's account. Interest is not paid on any funds held in Customer's account.

3.7. Customer can request withdrawals from his/her account at any time provided all payments made have been received. Sports Network Fantasy reserves the right to pay any requested withdrawal partly or in total via the same method of payment with which deposits were made. When using credit/debit card or NETeller to make a deposit, Sports Network Fantasy may not accept any withdrawal request within 14 days after the deposit.

3.8. Either party is entitled to close the account at any time. In the event of termination by Sports Network Fantasy, it shall give notice of the termination to Customer via electronic mail and, as soon as reasonably practicable, refund the balance of Customer's account. In the event of termination by Customer, he/she shall first withdraw the entire balance from his/her account and then give notice of the termination to Sports Network Fantasy via electronic mail, fax or letter. Termination will not affect any outstanding bets.

3.9. Some customers may be eligible to participate in bonus programs. Said bonus programs, as to their conditions, amount and issuance, shall be subject to the discretion of Sports Network Fantasy, and shall be non-transferable. Any bonus offered by Sports Network Fantasy is limited to one (1) per household. Irrespectively of all special conditions of offer that may apply, Sports Network Fantasy reserves the right to deduct the bonus amount again from Customer's account if a withdrawal was requested before the amount of the underlying deposit transaction has been wagered once at 60% chance or less (example: odd equal to or higher than 1.60) and/or was used to bet on different outcomes of the same event.

4. Login

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4.1. The username and password should not be disclosed to any third party. Customer is solely responsible for the security of his/her user name and password.

4.2. Every person who identifies him/herself by entering the correct username and password is assumed by Sports Network Fantasy to be the rightful account holder/Customer and all transactions where the username and password have been entered correctly will be regarded as valid. In no event will Sports Network Fantasy be liable for any loss Customer suffers as a result of any unauthorised use or misuse of his/her login details.

5. Betting Terms

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5.1. Betting selections are indicated on the online betting slip next to respective odds. Sports Network Fantasy reserves the right to use symbols (such as 1,X,2) and abbreviations for the indication of betting outcomes. Sports Network Fantasy will at any time maintain a help section on this website informing about the betting types and terms used. The onus is, however, on Customer to familiarise him/herself with the exact details of any bet before placing it.

5.2. Any additional information detailed at the top or bottom of events and odds displays forms part of the betting rules for the particular event and in the event of any disparity, shall supercede these Terms and Conditions.

5.3. It is possible to make single and/or multiple bets. A multiple bet is defined as individual bets which combine two or more selections in a single wager: if one selection loses the whole bet is lost. In the case of an individual bet, the overall payout for a win (including the original stake) is equal to the stake multiplied by its decimal odd. In the case of a multiple bet, it is equal to the stake multiplied by the product of the various decimal odds.

5.4. Unless announced otherwise, for Ice Hockey, Soccer and Handball events odds are based on the result after regular time which includes time added by match officials for stoppages, but not scheduled extra time or penalty shoot-outs etc. The same counts for Rugby events where the draw option is offered. For Basketball and American Football, odds are based on the result after regular time and any period of overtime played.

5.5. The 'Joker' represents any participant not explicitly mentioned in the betting offer. In the case of 'Head-to-Head' bets, the 'Joker' means any other participant.

5.6. In the event of a change of playing surface or a change from indoor court to outdoor court or vice versa all bets will stand. In the event of a change of venue all bets will stand unless the change of location implies a change of the condition whether the participant will play on opposing side's or neutral ground; in this case the event is deemed void.

5.7. In the event of a participant withdrawing after the start of an event in all sports but tennis, all related stakes will be lost. In the event of a participant withdrawing after the start of a tennis match, all respective bets are deemed void. If a participant withdraws before the start of the event (including official trials) the respective bets are deemed void. Stakes on bets that forecast the winner of a golf tournament are refunded if the player does not tee off. Stakes on bets that forecast the winner of a championship, tournament or ante-post race for all other sports are lost if the player/team cannot participate or finish.

5.8. The following provisions apply to suspended or postponed events:

• American Football: Bets are void unless the game is re-arranged or resumed and completed within the same 'American Football Week' (Monday - Sunday inclusive (PAC Time));
• Baseball: Bets on Run Line and Under/Over are void unless the game goes to 9 innings (8 1/2 if the home team is ahead). The other bets are void unless the game is resumed and completed on the same day OR at least 5 innings of play have been completed (winners and losers for betting are then determined by the score after the last full inning);
• Basketball: Bets are void unless the game is re-arranged or resumed and completed on the same day;
• Boxing: Bets are void unless the game is re-arranged or resumed and completed within 14 days;
• Formula1: Bets are void unless the game is re-arranged or resumed and completed within 3 days;
• Handball: Bets are void unless the game is re-arranged or resumed and completed within 2 days;
• Ice Hockey: Bets are void unless the game is re-arranged or resumed and completed on the same day;
• Rugby: Bets are void unless the game is re-arranged or resumed and completed within the same 'Rugby Week' (Monday - Sunday inclusive (UK Time))
• Skiing: Bets are void unless the game is re-arranged or resumed and completed within 3 days;
• Soccer: Bets are void unless the game is resumed and completed within 2 days OR at least 80 minutes of play have been completed (winners and losers for betting are then determined by the score at the time of suspension);
• Tennis: Bets are void unless the game is re-arranged or resumed and completed within 3 days.

Bets which are at the time of suspension already decided as winning or losing (e.g. half time, periods, half time/full time, first team to score, first set) shall be settled regardless of the time of suspension or resumption.

5.9. Where a horse is withdrawn before coming under Starter's orders, or is officially deemed by the Starter to have taken no part in the race, stakes will be returned on the withdrawn horse and winning bets will be subject to deductions in accordance with 'Tattersalls' Rule 4'. The rate of deduction will be based on the following scale:

Current price at withdrawal	Deductions applied to payout in %
1.30 or lower	75%
1.31 to 1.40	70%
1.41 to 1.53	65%
1.54 to 1.62	60%
1.63 to 1.80	55%
1.81 to 1.95	50%
1.96 to 2.20	45%
2.21 to 2.50	40%
2.51 to 2.75	35%
2.76 to 3.25	30%
3.26 to 4.00	25%
4.01 to 5.00	20%
5.01 to 6.50	15%
6.51 to 10.00	10%
10.01 to 15.00	5%
15.01 and higher	no deductions made

In the event of two or more horses being withdrawn before coming under Starter's orders, the total deductions shall not exceed 75% of the payout.

6. Limit on Stakes and Winnings

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6.1. Sports Network Fantasy reserves the right to limit the maximum amount wagered for each single or multiple bet.

6.2. The maximum amount that may be won by Customer within any seven (7) day period is EUR 150,000 (net win excl. stakes). This maximum shall apply independently of the number of stakes placed or pending or the amount wagered or pending, and it shall be incumbent upon Customer to ensure that he/she does not exceed the aforesaid limit.

7. Acceptance and Validation of Bets

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7.1. Bets must be made online at this website.

7.2. A bet is deemed to be valid following confirmation of acceptance. This acceptance is demonstrated by the bet's transaction code that will appear on screen. When a bet is placed and accepted, the corresponding amount is charged against Customer's account. Once accepted, bets cannot be cancelled or amended in any way.

7.3. When placing the bet, the Customer confirms that he/she does not have any previous knowledge of the result of the respective event underlying the bet.

7.4. Sports Network Fantasy reserves the right to void any bet which may be inadvertently accepted when Customer's account does not have sufficient funds to cover the amount of the bet placed.

7.5. All bets must be made and accepted, before the start of the game/event. Any bet placed or received after the start of the game/event will be void unless the betting offer is clearly intended to be available after the start of the event (i.e. live betting, outrights). If, in the case of live betting, delayed TV coverage or data transmission resulted in a bet being placed at the incorrect price immediately after the selected participant/team has gained a significant advantage, Sports Network Fantasy reserves the right to void the bet, win or lose.

7.6. If an event is cancelled and deemed void, the respective selection is considered with decimal odds of one (1.00). In the event of an individual bet, the amount of the bet is refunded. In the case of multiple bets in which events cancelled appear together with other valid events with a winning forecast, the multiple bet is considered won but the combo odd is adjusted accordingly.

7.7. Multiple bets are not accepted where the outcome of one part of the bet contributes to the outcome of another.

7.8. Sports Network Fantasy shall reserve the right to suspend or withdraw any game at its absolute discretion.

7.9. Sports Network Fantasy reserves the right to void any or all bets made by any person or group of persons where Sports Network Fantasy has reasonable grounds to believe that said person or group of persons is acting in liaison in an attempt to defraud or damage Sports Network Fantasy in any way. This can include persons, relatives, organisations, bookmakers and their employees.

9. Results and Settlement

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9.1. Results valid for determining the outcome of any bet are those established by the respective sports federation or other competent body governing the event. In the absence of such ruling, results shall be determined by publications of the National Press Agency of the country where the event takes place.

9.2. Results are always as recognised on the field or on the speedway. Any results on paper deriving from disciplinary action, sports or ordinary legal actions, shall not be taken into account. If news leak out that call the integrity of an individual event into question (e.g. 'match fixing'), Sports Network Fantasy reserves the right to freeze winnings and void bets retrospectively in the event that the information proves correct.

9.3. Winnings will be credited to Customer's account following confirmation of the final result. Settlement will be at the price prevailing at the time the bet was placed and confirmed (regardless of any fluctuation that took place before/after the bet was placed).

9.4. If a 'Dead-Heat' is declared on any event, the stake is proportioned accordingly.

10. Discrepancy, Claims and Disputes

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10.1. For all bets, the records and log files of Sports Network Fantasy concerning the details of the bets are decisive.

10.2. Dates and times published by Sports Network Fantasy are purely of indicative value. For the purpose of applying these Terms and Conditions, the official times issued by the competent governing body shall be applicable.

10.3. No claims or disputes shall be considered more than six (6) weeks after the date of the original transaction.

10.4. If any sum is erroneously credited to Customer's account, it shall be up to Customer to point out this error to Sports Network Fantasy. Otherwise all subsequent wins directly or indirectly ensuing from this mistake shall be cancelled.

10.5. For disputes, claims or to report account discrepancies, Customer shall contact Sports Network Fantasy Customer Support (service@Sports Network Fantasy.com).

11. Liability and Indemnity

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11.1. Sports Network Fantasy shall in no way, and under no circumstances, be liable for any damages or losses resulting from, but not limited to:

(i) the cancellation of any game for any reason;
(ii) any errors or omissions in the website content;
(iii) misuse of the website content or the inability of any person to use its betting service;
(iv) unauthorised use or misuse of Customer's username or password;
(v) access delays, access interruptions, data non-delivery or data mis-delivery;
(vi) any act of God or force majeure or other circumstance(s) beyond its control.

11.2. Sports Network Fantasy cannot be held responsible for any typing or human error in respect of the posting of odds, runners, times or results other than those intended. Sports Network Fantasy reserves the right to correct obvious errors and void any affected bets.

11.3. Customer agrees to release, indemnify, and hold Sports Network Fantasy harmless against any claim brought against the company by a third party resulting from Customer's use of Sports Network Fantasy' betting services in respect of all losses, actions, proceedings, claims, damages, expenses or liabilities whatsoever suffered and howsoever incurred by Sports Network Fantasy in consequence of Customers non observance or breach of these Terms and Conditions.

12. Data Protection

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12.1. Sports Network Fantasy may process any personal data (in accordance with the Regulations concerning Interactive Gaming and Interactive Wagering) provided by Customer in connection with the operation of Customer's Account, processing payments, keeping records and verifying identity.

12.2. Sports Network Fantasy may share Customer's personal data with any of its agents who may only use it for strictly the same purposes as Sports Network Fantasy.

12.3. Unless Customer has indicated otherwise, Sports Network Fantasy may contact Customer with product and service related information. If Customer would prefer not to receive such communications, he/she could opt out via the 'my data' section of the website or contact service@Sports Network Fantasy.com.

12.4. Customer should assume that all website use, electronic mails and telephone calls between him/her and Sports Network Fantasy will be recorded. These recordings will be sole property of Sports Network Fantasy and may be used as evidence in the event of any dispute.

12.5. Sports Network Fantasy' Privacy Policy, explaining in full how Sports Network Fantasy uses Customer's personal information and protects his/her privacy, is available on this website.

13. Governing Law

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13.1. All bets/stakes are accepted, received and settled in Antigua.

13.2. These Terms and Conditions are governed by the laws of Antigua & Barbuda and are subject to the exclusive jurisdiction of the courts of Antigua & Barbuda.